🏠 Buy Scenario Risks
Illiquid asset – harder to sell quickly
Concentration risk – all capital in one asset
Location-dependent value
Unexpected maintenance costs
Property market downturns
Lower long‑run returns than equities (on average)
📈 Rent & Invest Risks
Stock market volatility
No owned property after 25 years
Rising rents reduce investment capital
Sequence risk (bad early returns)
Discipline required to stay invested
FX / geopolitical risks (if unhedged)